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AU Altura Plus Credit Card
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AU Altura Plus Credit Card

AU Small Finance Bank

BankAU Small Finance Bank
NetworkVisa
Joining fee₹499 + GST
Annual fee₹499 + GST
Fee waiverFirst-year fee waived on ₹20,000 retail spends within 90 days of card setup; from the second year the renewal fee is waived on ₹80,000 retail spends in the previous card-anniversary year.
Welcome bonusVouchers worth ₹500 on spending at least ₹10,000 on retail within 60 days of card setup.
Rewards summary1.5% cashback on offline retail (capped at ₹100 a cycle) plus 2 reward points per ₹100 on online spends, all on a low ₹499 fee card.
Best forBudget users who want a low-fee everyday cashback card focused on offline retail spends.
Rating3.7 / 5
Pros
  • Low joining and annual fee of just ₹499 plus GST, easy to hold as a starter or backup card
  • Both the first-year and renewal fees are fully waivable on modest retail spends
  • Flat 1.5% cashback on every offline and POS retail purchase
Full reviewRead full review