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AU LIT Credit Card
| Compare | AU LIT Credit Card AU Small Finance Bank |
|---|---|
| Bank | AU Small Finance Bank |
| Network | Visa |
| Joining fee | Nil (Lifetime Free) |
| Annual fee | Nil (Lifetime Free) |
| Fee waiver | Not applicable. The base card has no joining or annual fee, so there is nothing to waive. You pay only for the optional feature packs you switch on, typically ₹49 to ₹399 plus GST for a 90-day activation. |
| Welcome bonus | No fixed welcome bonus. Benefits begin only once you activate the feature packs you choose in the AU 0101 app. |
| Rewards summary | Base 1 reward point per ₹100 on eligible retail spends (about 0.25% back). Activate optional packs for 5X or 10X reward points, or up to 5% cashback on categories like grocery, apparel, travel and dining, plus domestic airport lounge access, all for a small per-quarter fee. |
| Best for | Planners who want a zero-fee, fully customizable card and prefer to pay only for the benefits they actually use. |
| Rating | 3.9 / 5 |
| Pros |
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| Full review | Read full review |