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AU Vetta Credit Card
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AU Vetta Credit Card

AU Small Finance Bank

BankAU Small Finance Bank
NetworkVisa
Joining fee₹2,999 + GST
Annual fee₹2,999 + GST
Fee waiverAU Bank offers a spend-based renewal fee waiver when you meet the annual retail-spend threshold in the card anniversary year (reported by different sources at around ₹1.5 lakh to ₹2.5 lakh, so confirm the exact figure with the bank). The joining fee is also partly offset by the ₹2,000 welcome vouchers.
Welcome bonusVouchers worth ₹2,000 on spending at least ₹30,000 on retail purchases within 60 days of card setup.
Rewards summaryEarn 4 reward points per ₹100 on grocery and departmental store spends, 2 RP per ₹100 on other retail, and 1 RP per ₹100 on utility and telecom bills (1 RP = ₹0.25), plus quarterly and annual milestone bonuses, a birthday bonus, and complimentary domestic, railway and international lounge access.
Best forFamilies with high grocery and departmental-store spends who want accelerated reward points plus lounge access at a mid-premium fee.
Rating3.8 / 5
Pros
  • 4 reward points per ₹100 on grocery and departmental store spends, which works well for family households
  • Welcome vouchers worth ₹2,000 that offset a large part of the joining fee
  • Quarterly and annual milestone rewards, plus a birthday bonus of 1,000 reward points, for regular spenders
Full reviewRead full review