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Axis Bank ACE Credit Card
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BankAxis Bank
NetworkVisa
Joining fee₹499 + GST
Annual fee₹499 + GST
Fee waiverAnnual fee from the second year is waived on annual spends of ₹2,00,000 or more in the previous year
Welcome bonusNo standalone welcome gift; the ₹499 joining fee is typically reversed on spends of ₹10,000 within 45 days of card setup
Rewards summary5% cashback on utility bills and mobile or DTH recharges via Google Pay, 4% on Swiggy, Zomato and Ola, and a flat 1.5% unlimited on all other spends. The 5% and 4% categories share a combined cap of ₹500 cashback per statement cycle.
Best forEveryday bill payments, recharges and food or cab spends; a simple flat cashback card for beginners
Rating4.2 / 5
Pros
  • 5% cashback on utility bills and mobile or DTH recharges paid through Google Pay
  • 4% cashback on Swiggy, Zomato and Ola
  • Flat 1.5% unlimited cashback on all other spends, with no cap
Full reviewRead full review