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Axis ACE
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Axis ACE

Axis Bank

BankAxis Bank
NetworkVisa
Joining fee₹499 + GST
Annual fee₹499 + GST
Fee waiverWaived on ₹2 lakh annual spend
Welcome bonusJoining-fee reversal offers on early spends appear periodically (varies)
Rewards summaryUp to 5% cashback on utility bill payments and recharges via Google Pay, around 4% on Swiggy, Zomato and Ola, and a flat rate on other spends — with caps introduced on accelerated categories.
Best forHouseholds that pay utility bills and order food digitally every month
Rating4.2 / 5
Pros
  • Up to 5% cashback on bill payments and recharges routed through Google Pay
  • Around 4% back on Swiggy, Zomato and Ola
  • Cashback adjusts against the statement automatically
Full reviewRead full review