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Axis Bank SELECT Credit Card
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BankAxis Bank
NetworkVisa
Joining fee₹3,000 + GST (NIL for Axis Burgundy customers)
Annual fee₹3,000 + GST
Fee waiverAnnual fee waived on annual spends of ₹8,00,000 or more. It is also NIL for Axis Burgundy customers.
Welcome bonus10,000 EDGE Reward Points (worth about ₹2,000) on completing your first transaction within 30 days of card issuance, on paid cards only. Axis Burgundy customers get the card free but are not eligible for this welcome benefit.
Rewards summaryEarns 20 EDGE Reward Points for every ₹200 spent on retail shopping, on cumulative monthly retail spends up to ₹20,000, and 10 points per ₹200 after that and on other eligible spends. The bigger draw is the travel and lifestyle bundle: 2 domestic lounge visits a quarter, up to 12 international lounge visits a year through Priority Pass, plus a ₹3 lakh milestone bonus and regular BigBasket, Swiggy, dining and movie offers.
Best forMid-premium lifestyle users who want international lounge access, dining perks and rewards at a moderate fee
Rating4.0 / 5
Pros
  • Two complimentary domestic lounge visits every quarter plus up to 12 international lounge visits a year via Priority Pass, which is generous at this fee level
  • Accelerated 2X earning of 20 EDGE Reward Points per ₹200 on retail shopping, up to ₹20,000 of retail spends a month
  • Welcome benefit of 10,000 EDGE Reward Points worth about ₹2,000 on your first transaction within 30 days (paid cards only)
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