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BOBCARD Cashback Credit Card
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BOBCARD Cashback Credit Card

BOBCARD (Bank of Baroda)

BankBOBCARD (Bank of Baroda)
NetworkMastercard
Joining fee₹499 + GST (or a ₹49 per month payment option)
Annual fee₹499 + GST
Fee waiverNo widely documented spend-based annual-fee waiver; a ₹49 per month payment option is available instead.
Welcome bonusNo significant welcome bonus; this is a pure-play cashback card.
Rewards summaryEarn 5% cashback on eligible domestic online spends, capped at ₹1,500 a month and needing at least four transactions in the cycle, plus a flat, uncapped 1% cashback on everything else, including offline and international purchases. All cashback is credited straight to your statement, so there is nothing to redeem.
Best forEveryday online shoppers who want simple, auto-credited cashback with no points to track
Rating3.8 / 5
Pros
  • 5% cashback on eligible domestic online spends, credited automatically
  • Flat 1% cashback on everything else, including offline and international spends, with no upper cap
  • Cashback lands straight on your statement, so there is nothing to redeem
Full reviewRead full review