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BOBCARD Eterna Credit Card
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BOBCARD Eterna Credit Card

BOBCARD (Bank of Baroda)

BankBOBCARD (Bank of Baroda)
NetworkVisa
Joining fee₹2,499 + GST (a limited period Lifetime Free offer is currently available for eligible applicants)
Annual fee₹2,499 + GST
Fee waiverJoining fee is waived on spending ₹25,000 within 60 days of issue, and the annual fee is waived on ₹2.5 lakh of spends in a card anniversary year. Bank of Baroda is also running a limited period Lifetime Free offer for eligible applicants, under which both fees are waived.
Welcome bonus10,000 bonus reward points (about ₹2,500) on spending ₹50,000 within the first 60 days, plus a further 20,000 milestone points on ₹5 lakh of annual spends.
Rewards summaryEarns 15 reward points per ₹100 (about 3.75%) on online, dining, travel and movie spends, capped at 5,000 points per statement cycle, and 3 RP per ₹100 (about 0.75%) on everything else, with each point fixed at ₹0.25. Adds unlimited domestic lounge access and a low 2% forex markup.
Best forHigh spenders who want strong online and travel rewards plus unlimited domestic airport lounge access
Rating4.2 / 5
Pros
  • Strong 15 RP per ₹100 (about 3.75%) on online, dining, travel and movie spends
  • Unlimited complimentary domestic airport lounge access on ₹40,000 of spends in the previous calendar quarter
  • Low 2% forex markup, one of the better rates on an Indian card
Full reviewRead full review