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Edge+ CSB Bank RuPay Credit Card
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BankCSB Bank
NetworkRuPay
Joining fee₹999 + GST, waived in the ongoing promotional period (effectively ₹0 as of July 2026)
Annual feeNil (lifetime free)
Fee waiverLifetime free: no annual or renewal fee, and no minimum-spend condition to keep the card free.
Welcome bonusA ₹250 voucher on your first UPI transaction of ₹2,000 or more.
Rewards summaryEarns 10% back as Jewels on online shopping at partner brands like Amazon, Flipkart, Myntra, Ajio, Nykaa and Croma (capped at ₹600 per merchant and ₹2,000 a month), 5% on flights booked through Jupiter (capped at ₹1,000 a month) and 1% on everything else including UPI, with no cap. Since June 2026 each Jewel is worth ₹0.20 on vouchers, digital gold and Jupiter Flights, but only ₹0.14 on cash, statement credit or bill payments.
Best forUPI-first online shoppers who want high accelerated cashback on a lifetime-free RuPay card and are happy to redeem Jewels through vouchers or digital gold
Rating4.0 / 5
Pros
  • Genuinely lifetime free: no annual or renewal fee, and the ₹999 joining fee is waived in the current promo
  • 10% back as Jewels on online shopping at Amazon, Flipkart, Myntra, Ajio, Nykaa, Croma and other partner brands
  • Runs on RuPay, so you can link it to UPI apps and still earn 1% on scan-and-pay
Full reviewRead full review