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Equitas Selfe Credit Card
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Equitas Selfe Credit Card

Equitas Small Finance Bank

BankEquitas Small Finance Bank
NetworkVisa
Joining fee₹1,000 + GST (first year free under a limited-period offer)
Annual fee₹1,000 + GST
Fee waiverRenewal fee waived on annual spends of ₹2,40,000. The Green (recycled-plastic) variant costs an extra ₹250 + GST and the Metal variant an extra ₹3,500 + GST.
Welcome bonusChoose any 2 complimentary OTT memberships from Amazon Prime, JioHotstar, Sony LIV, Zee5 or Discovery+ (activate within 90 days).
Rewards summaryEarn 5X reward points (10 RP per ₹100) on any 2 self-chosen categories from Apparel, Dining, Grocery, Utility or Taxi, and 2 RP per ₹100 on everything else. On Blue-tier voucher redemptions that works out to around 3.5% value back on your chosen categories.
Best forEveryday spenders who want a low-fee card they can tune to their own top 2 spend categories, plus free OTT subscriptions and quarterly lounge access.
Rating4.0 / 5
Pros
  • Accelerated 5X rewards on any 2 categories you pick yourself, so the card fits your actual spending
  • Two complimentary OTT memberships every year from a choice of five platforms
  • One domestic airport lounge visit per quarter with no minimum spend attached
Full reviewRead full review