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Equitas Tiga Credit Card
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Equitas Tiga Credit Card

Equitas Small Finance Bank

BankEquitas Small Finance Bank
NetworkRuPay
Joining fee₹500 + GST (first year currently free under a limited-period offer)
Annual fee₹500 + GST
Fee waiverRenewal fee waived on spending ₹1,20,000 in the previous anniversary year (about ₹10,000 a month).
Welcome bonusNo welcome benefit or joining gift.
Rewards summaryThe Tiga's headline is 3X reward points (3 per ₹100) on UPI, contactless and Pay-by-3 partner spends, with 1 point per ₹100 everywhere else. Points are worth roughly ₹0.10 to ₹0.15 each, and a Pay-by-3 feature splits eligible bills into three low-interest EMIs.
Best forEntry-level and digital-first users who spend mostly via UPI or tap-to-pay and want easy, low-cost EMI conversion.
Rating3.5 / 5
Pros
  • Earns 3X reward points (3 per ₹100) on UPI, contactless and Pay-by-3 partner spends, which covers most everyday digital payments
  • You can pick RuPay or Visa at application, and the RuPay option links to UPI so you earn on scan-and-pay
  • Low cost to hold: ₹500 + GST fee, first year currently free, and renewal waived on ₹1,20,000 annual spend
Full reviewRead full review