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Federal Bank Signet Credit Card
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BankFederal Bank
NetworkVisa
Joining feeNil (lifetime free, limited-period offer)
Annual feeNil (lifetime free)
Fee waiverNot applicable, the card is lifetime free with no annual fee
Welcome bonusAmazon Pay e-voucher worth ₹500 on a minimum spend of ₹3,000 within the first 30 days
Rewards summaryA lifetime-free shopping card built on a 3-2-1 reward structure: 3X reward points on electronics and apparel, 2X on entertainment and 1X on all other spends, topped with a ₹500 Amazon Pay welcome voucher, a quarterly buy-one-get-one on INOX movie tickets, and Swiggy vouchers plus airport lounge access on ₹20,000 of quarterly spend.
Best forYoung and first-time cardholders who shop online for electronics and apparel
Rating3.9 / 5
Pros
  • Genuinely lifetime free, with no joining or annual fee to worry about
  • Welcome benefit of a ₹500 Amazon Pay voucher on just ₹3,000 spent in 30 days
  • 3X reward points on electronics and apparel reward regular online shoppers
Full reviewRead full review