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HDFC Bank Diners Club Black Metal Edition Credit Card
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BankHDFC Bank
NetworkDiners
Joining fee₹10,000 + GST
Annual fee₹10,000 + GST
Fee waiverRenewal fee is waived on annual spends of ₹8 lakh in the previous 12 months.
Welcome bonusComplimentary Club Marriott, Amazon Prime and Swiggy One memberships on spending ₹1.5 lakh within the first 90 days (or on fee payment).
Rewards summaryEarn 5 Reward Points for every ₹150 spent (about 3.33% back), and up to 10X Reward Points on partner brands through SmartBuy. Each point is worth ₹1 when redeemed for flight and hotel bookings on SmartBuy, where you can pay up to 70% of a booking with points. You also get 10,000 bonus Reward Points on ₹4 lakh of spends each calendar quarter, unlimited domestic and international lounge access, and 6 complimentary golf games per quarter.
Best forHigh spenders who want unlimited lounge access, golf and premium travel rewards on a directly applicable super-premium metal card, as an Infinia alternative.
Rating4.6 / 5
Pros
  • High base earn of 5 Reward Points per ₹150 (about 3.33%), climbing to 10X on partner brands through SmartBuy
  • Unlimited domestic and international airport lounge access
  • Strong welcome benefits: Club Marriott, Amazon Prime and Swiggy One memberships
Full reviewRead full review