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HDFC Millennia
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BankHDFC Bank
NetworkVisa
Joining fee₹1,000 + GST
Annual fee₹1,000 + GST
Fee waiverWaived on ₹1 lakh annual spend
Welcome bonus1,000 CashPoints on payment of joining fee
Rewards summaryEarns 5% CashPoints on partner brands like Amazon, Flipkart, Myntra, Swiggy, Zomato and Uber, and 1% on most other spends, with quarterly milestone vouchers on top.
Best forEveryday online shopping and food delivery
Rating4.4 / 5
Pros
  • 5% CashPoints on ten popular partner brands covers most urban online spending
  • Low annual fee that is easily waived on ₹1 lakh yearly spend
  • CashPoints can be redeemed against the statement at roughly ₹1 per point
Full reviewRead full review