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HDFC Bank Millennia Credit Card
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BankHDFC Bank
NetworkVisa
Joining fee₹1,000 + GST
Annual fee₹1,000 + GST
Fee waiverRenewal fee waived on spends of ₹1,00,000 or more in the previous year
Welcome bonus1,000 CashPoints credited on payment of the joining fee
Rewards summaryEarns 5% back as CashPoints on ten partner brands including Amazon, Flipkart, Myntra, Swiggy, Zomato and Uber, plus 1% CashPoints on almost all other spends, with a quarterly ₹1,000 voucher or lounge access on ₹1 lakh spend.
Best forYoung professionals and online shoppers who want flat cashback across popular e-commerce, food-delivery and travel brands
Rating4.4 / 5
Pros
  • 5% CashPoints on ten popular brands like Amazon, Flipkart, Myntra, Swiggy, Zomato and Uber covers most urban online spending
  • Low ₹1,000 + GST fee that is fully waived on ₹1 lakh of spends in the previous year
  • CashPoints redeem against the statement at roughly ₹1 per point, so there is no complicated points math
Full reviewRead full review