SahiChuno Cards

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HDFC Regalia Gold
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BankHDFC Bank
NetworkMastercard
Joining fee₹2,500 + GST
Annual fee₹2,500 + GST
Fee waiverWaived on ₹4 lakh annual spend
Welcome bonus₹2,500 gift voucher plus complimentary lifestyle memberships on fee payment
Rewards summaryEarns 4 reward points per ₹150 on regular spends and 5X on brands like Myntra, Nykaa, Marks & Spencer and Reliance Digital, with strong flight and hotel redemptions via SmartBuy.
Best forFrequent domestic travellers who want lounge access without an ultra-premium fee
Rating4.3 / 5
Pros
  • Complimentary domestic lounge visits plus Priority Pass for international lounges
  • 5X reward points on Myntra, Nykaa, Marks & Spencer and Reliance Digital
  • Reward points stretch further on flights and hotels booked via SmartBuy
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