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IDFC FIRST Select
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IDFC FIRST Select

IDFC FIRST Bank

BankIDFC FIRST Bank
NetworkVisa
Joining feeLifetime free
Annual feeLifetime free
Fee waiverNot applicable — no fees, ever
Welcome bonusWelcome vouchers on early spends (varies by ongoing offer)
Rewards summaryA lifetime-free card with up to 10X reward points on incremental and birthday spends, never-expiring points, low dynamic interest rates and a forex markup of around 2%.
Best forValue seekers who want premium-feel benefits without ever paying a fee
Rating4.2 / 5
Pros
  • Genuinely lifetime free with a rewards program that punches above zero-fee cards
  • Up to 10X reward points on incremental spends and birthday-month purchases
  • Reward points never expire
Full reviewRead full review