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SBI Card ELITE
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BankSBI Card
NetworkVisa
Joining fee₹4,999 + GST
Annual fee₹4,999 + GST
Fee waiverRenewal fee waived on annual spends of ₹10 lakh or more
Welcome bonuse-Gift voucher worth ₹5,000, redeemable at brands like Yatra, Bata, Hush Puppies, Pantaloons, Shoppers Stop and Aditya Birla Fashion, plus complimentary lifestyle and travel loyalty memberships as per the prevailing program
Rewards summaryEarns 10 reward points per ₹100 (around 2.5%) on dining, groceries and departmental stores, and 2 reward points per ₹100 on other spends, with 1 point worth about ₹0.25. Adds 8 domestic and 6 international lounge visits a year and a low 1.99% forex markup.
Best forHigh-income users who want premium travel, lounge and lifestyle privileges
Rating4.2 / 5
Pros
  • 10 reward points per ₹100 (around 2.5%) on dining, groceries and departmental stores covers big everyday categories
  • Low 1.99% forex markup makes it genuinely useful for international spends
  • 8 complimentary domestic lounge visits a year plus 6 international visits via Priority Pass
Full reviewRead full review