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SBM OneCard Credit Card (OneCard Metal)
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BankSBM Bank India
NetworkVisa
Joining feeNil (lifetime free)
Annual feeNil (lifetime free)
Fee waiverNot applicable, the card is lifetime free with no joining or annual fee to waive
Welcome bonusNo fixed welcome bonus
Rewards summaryEarns 1 reward point per ₹50 spent, with 5X reward points auto-applied on your top two spending categories every calendar month. You get fractional points on every transaction and reward points that never expire.
Best forApp-first users who want a premium, lifetime-free metal card with accelerated rewards on their top monthly spend categories like shopping and dining
Rating4.1 / 5
Pros
  • Genuinely lifetime free, with no joining fee, no annual fee and no spend conditions to track
  • 5X reward points apply automatically on your top two spending categories every calendar month, with nothing to enrol or select
  • Reward points never expire and you earn fractional points on every transaction, so nothing is rounded away
Full reviewRead full review