SahiChuno Cards

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YES Bank RESERV Credit Card
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BankYES Bank
NetworkVisa
Joining fee₹2,499 + GST (reversed on spending ₹40,000 within 30 days of issuance)
Annual fee₹2,499 + GST
Fee waiverRenewal fee waived on annual spends of ₹3 lakh or more
Welcome bonusNo fixed welcome reward bonus; the joining fee is reversed if you spend ₹40,000 within 30 days of issuance
Rewards summaryEarns 24 reward points per ₹200 on online spends (positioned at around 3%) and 12 reward points per ₹200 offline, with roughly 12 domestic and 6 international lounge visits a year and a low 1.75% forex markup.
Best forFrequent travellers wanting domestic and international lounge access and low forex at a mid-premium fee
Rating4.0 / 5
Pros
  • Strong 24 reward points per ₹200 on online spends, positioned at around 3% back
  • Lounge access on both sides of the border, roughly 12 domestic and 6 international visits a year
  • Low forex markup of 1.75%, well below the usual 3.5%, so overseas and international online spends cost less
Full reviewRead full review