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Axis Bank Horizon Credit Card
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BankAxis Bank
NetworkVisa
Joining fee₹3,000 + GST (nil for eligible Axis Burgundy Savings Account customers)
Annual fee₹3,000 + GST
Fee waiverNo spend-based annual fee waiver. The fee is waived only for eligible Axis Burgundy Savings Account customers, subject to Axis Bank's conditions.
Welcome bonus5,000 EDGE Miles when your first transaction is ₹1,000 or more within 30 days of card issuance. From the second year, 1,500 EDGE Miles are credited on each renewal.
Rewards summaryEarn 5 EDGE Miles per ₹100 on direct airline and Axis Travel Edge bookings and 2 EDGE Miles per ₹100 on other eligible spends, with EDGE Miles transferring 1:1 to most airline and hotel partners.
Best forFrequent flyers who book their own flights directly, want heavy lounge access and will transfer EDGE Miles to airline and hotel partners for maximum value.
Rating4.2 / 5
Pros
  • Strong 5 EDGE Miles per ₹100 on direct airline and Axis Travel Edge bookings, one of the better direct-travel earn rates around
  • Generous lounge access: up to 8 domestic visits a quarter on Visa (6 on Mastercard) and 2 international visits a quarter
  • EDGE Miles transfer 1:1 to a wide list of airline and hotel partners, useful for high-value redemptions
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