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HDFC INFINIA (Metal Edition)
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BankHDFC Bank
NetworkVisa
Joining fee₹12,500 + GST
Annual fee₹12,500 + GST
Fee waiverRenewal fee waived on ₹10 lakh annual spends in the preceding 12 months
Welcome bonus12,500 bonus reward points on fee payment, plus a complimentary 1-year Club Marriott membership
Rewards summaryEarns 5 reward points per ₹150 (about 3.33% base), rising to 10X on the HDFC SmartBuy portal. Points are worth ₹1 each on flights and hotels, and you can pay up to 70% of a booking's value with points.
Best forHNI and ultra-premium users who want best-in-class travel and reward value with unlimited lounge access
Rating4.7 / 5
Pros
  • High base earn of 5 reward points per ₹150, roughly 3.33% before any accelerators
  • Up to 10X reward points on HDFC SmartBuy, with points worth ₹1 each on flights and hotels
  • Unlimited complimentary domestic and international lounge access for the cardholder and add-on cards
Full reviewRead full review