SahiChuno Cards

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IDFC FIRST Wealth Credit Card
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BankIDFC FIRST Bank
NetworkVisa
Joining feeNil (lifetime free)
Annual feeNil (lifetime free)
Fee waiverNot applicable, no joining or annual fee is ever charged.
Welcome bonus₹500 voucher (Uber, Amazon or BigBasket) on spending ₹5,000 within 30 days of issuance, plus 5% cashback (up to ₹1,000) on your first EMI transaction.
Rewards summaryA lifetime-free premium Visa Signature card that earns 10X reward points on dining, travel and international spends, with a low 1.5% forex markup, quarterly airport lounge access and a bundle of complimentary travel insurance covers.
Best forHigher-income users who want a premium, feature-rich card with lounge access and low forex, without ever paying an annual fee.
Rating4.3 / 5
Pros
  • Premium Visa Signature card that is genuinely lifetime free, with no joining or annual fee ever
  • Forex markup of just 1.5%, among the lowest on any Indian card, ideal for international spends
  • Accelerated 10X reward points on dining, travel and international spends, plus high monthly spends
Full reviewRead full review