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IndianOil RBL Bank XTRA Credit Card
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BankRBL Bank
NetworkMastercard
Joining fee₹1,500 + GST
Annual fee₹1,500 + GST
Fee waiverRenewal fee waived from the second year on eligible annual spends of ₹2.75 lakh
Welcome bonus3,000 Fuel Points (worth about ₹1,500) on spending over ₹500 within 30 days of issuance and paying the joining fee
Rewards summaryEarns 15 Fuel Points per ₹100 at IndianOil outlets, worth up to about 8.5% back once you add the fuel surcharge waiver, plus 2 Fuel Points per ₹100 on all other spends. Accelerated fuel earning is capped at 2,000 Fuel Points a month.
Best forHigh monthly fuel spenders who refuel regularly at IndianOil outlets
Rating4.0 / 5
Pros
  • 15 Fuel Points per ₹100 at IndianOil, worth up to about 8.5% back with the surcharge waiver
  • Welcome bonus of 3,000 Fuel Points (about ₹1,500) effectively refunds the joining fee
  • 1% fuel surcharge waiver at IndianOil stations, up to ₹200 a month
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