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IndusInd Bank Legend Credit Card
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BankIndusInd Bank
NetworkVisa
Joining feeNil (lifetime free as currently offered)
Annual feeNil (lifetime free)
Fee waiverNot applicable, the card is lifetime free with no annual fee
Welcome bonusNone on the lifetime-free variant (brand gift vouchers have appeared in some past offers)
Rewards summaryA lifetime-free Visa Signature card that pays 1 reward point per ₹100 on weekdays and 2 per ₹100 on weekends, adds a 3,000 bonus point milestone at ₹5 lakh annual spend, and keeps international spends cheap with a 1.8% + GST forex markup.
Best forLow-forex international spends and weekend reward boosts on a card that costs nothing to hold
Rating3.7 / 5
Pros
  • Genuinely lifetime free, with no joining fee and no annual fee to earn back
  • Low 1.8% + GST forex markup, well below the 3.5% most Indian cards charge
  • Weekend spends earn double reward points at 2 per ₹100 versus 1 per ₹100 on weekdays
Full reviewRead full review