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IndianOil Kotak Credit Card
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IndianOil Kotak Credit Card

Kotak Mahindra Bank

BankKotak Mahindra Bank
NetworkRuPay
Joining fee₹449 + GST
Annual fee₹449 + GST
Fee waiverWaived on annual spends of ₹50,000 in a membership year
Welcome bonus1,000 reward points on one transaction of ₹500 or more within 30 days of card issuance
Rewards summaryEarns up to 5% value back at IndianOil fuel outlets (24 reward points per ₹150), 12 reward points per ₹150 on grocery and dining, and 3 reward points per ₹150 on everything else including UPI, with a 1% fuel surcharge waiver on fuel transactions.
Best forFuel spends at IndianOil pumps, with bonus points on grocery, dining and UPI
Rating4.1 / 5
Pros
  • Strong fuel savings at IndianOil outlets, up to 5% value back plus a 1% fuel surcharge waiver
  • Low joining and annual fee of just ₹449 + GST, easily waived on ₹50,000 of yearly spends
  • Bonus reward points on everyday grocery and dining, not only on fuel
Full reviewRead full review