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RBL Bank Platinum Maxima Plus Credit Card
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BankRBL Bank
NetworkMastercard
Joining fee₹2,500 + GST
Annual fee₹2,500 + GST
Fee waiverNo standard spend-based annual-fee waiver, but the 10,000-point welcome benefit (about ₹2,500 in value) effectively offsets the joining fee
Welcome bonus10,000 reward points (around ₹2,500 in value) on using the card and paying the joining fee within the qualifying window
Rewards summaryEarns 10 reward points per ₹100 on dining, entertainment, grocery and international spends (capped at 1,000 points a month), and 2 points per ₹100 on everything else. With each point worth about ₹0.25, that is roughly 2.5% back in the accelerated categories. Three milestone bonuses of 10,000 points each at ₹2 lakh, ₹3.5 lakh and ₹5 lakh of annual spends add real value on top.
Best forRegular dining, entertainment and lifestyle spenders who want accelerated points plus BookMyShow and lounge perks
Rating3.7 / 5
Pros
  • 10 reward points per ₹100 on dining, entertainment, grocery and international spends, about 2.5% back in those categories
  • Three milestone bonuses of 10,000 points each at ₹2 lakh, ₹3.5 lakh and ₹5 lakh of annual spends, worth up to ₹7,500 in a year
  • 10,000-point welcome benefit that roughly cancels out the joining fee
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