SahiChuno Cards

Cashback Credit Cards

Cards that return a slice of every spend as straightforward cashback — credited to your statement or wallet, with no points math to decode.

ICICI Bank
ICICI Amazon PayVisa

ICICI Amazon Pay

ICICI Bank

4.7
Joining fee
Lifetime free
Annual fee
Lifetime free
  • Genuinely lifetime free with no hidden renewal conditions
  • 5% back on Amazon.in for Prime members with no earning cap
  • 1% on everything else still beats many fee-charging cards
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SBI Card
SBI Cashback CardVisa

SBI Cashback Card

SBI Card

4.5
Joining fee
₹999 + GST
Annual fee
₹999 + GST
  • Flat 5% cashback online without being tied to specific merchants
  • Cashback auto-credits to the statement — no redemption process at all
  • 1% cashback on offline spends keeps the card useful everywhere
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HDFC Bank
HDFC MillenniaVisa

HDFC Millennia

HDFC Bank

4.4
Joining fee
₹1,000 + GST
Annual fee
₹1,000 + GST
  • 5% CashPoints on ten popular partner brands covers most urban online spending
  • Low annual fee that is easily waived on ₹1 lakh yearly spend
  • CashPoints can be redeemed against the statement at roughly ₹1 per point
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Axis Bank
Axis ACEVisa

Axis ACE

Axis Bank

4.2
Joining fee
₹499 + GST
Annual fee
₹499 + GST
  • Up to 5% cashback on bill payments and recharges routed through Google Pay
  • Around 4% back on Swiggy, Zomato and Ola
  • Cashback adjusts against the statement automatically
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