SahiChuno Cards

Cashback Credit Cards

Cards that return a slice of every spend as straightforward cashback, credited to your statement or wallet, with no points math to decode.

Amazon Pay ICICI Bank Credit Card credit card

Amazon Pay ICICI Bank Credit Card

ICICI Bank

4.7
Joining fee
Nil (lifetime free)
Annual fee
Nil (lifetime free)
  • Genuinely lifetime free, with no joining fee, no annual fee and no spend condition to keep it active
  • 5% back on Amazon.in for Prime members (3% for non-Prime), completely uncapped
  • 2% back at 100+ Amazon Pay partner merchants and a flat 1% on all other spends
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HDFC Bank Swiggy Credit Card credit card

HDFC Bank Swiggy Credit Card

HDFC Bank

4.6
Joining fee
₹500 + 18% GST
Annual fee
₹500 + 18% GST
  • High 10% cashback on all Swiggy spends including Food delivery, Instamart, and Dineout
  • 5% cashback across a broad range of popular online platforms (Amazon, Flipkart, Nykaa, Uber, Ola, etc.)
  • Cashback is directly credited as statement credit, reducing your monthly bill
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Cashback SBI Card credit card

Cashback SBI Card

SBI Card

4.4
Joining fee
₹999 + GST
Annual fee
₹999 + GST
  • Flat 5% cashback on almost all online spends, with no partner-merchant restrictions
  • Cashback is auto-credited to your statement, so there is nothing to redeem
  • 1% cashback on offline spends keeps the card useful in physical stores too
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Flipkart Axis Bank Credit Card credit card

Flipkart Axis Bank Credit Card

Axis Bank

4.4
Joining fee
₹500 + GST
Annual fee
₹500 + GST
  • 5% cashback on Flipkart, up to ₹4,000 per statement quarter
  • 7.5% cashback on Myntra, up to ₹4,000 per statement quarter
  • 4% unlimited cashback on Swiggy, Uber, PVR and cult.fit
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HDFC Bank Millennia Credit Card credit card

HDFC Bank Millennia Credit Card

HDFC Bank

4.4
Joining fee
₹1,000 + GST
Annual fee
₹1,000 + GST
  • 5% CashPoints on ten popular brands like Amazon, Flipkart, Myntra, Swiggy, Zomato and Uber covers most urban online spending
  • Low ₹1,000 + GST fee that is fully waived on ₹1 lakh of spends in the previous year
  • CashPoints redeem against the statement at roughly ₹1 per point, so there is no complicated points math
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Axis Bank ACE Credit Card credit card

Axis Bank ACE Credit Card

Axis Bank

4.2
Joining fee
₹499 + GST
Annual fee
₹499 + GST
  • 5% cashback on utility bills and mobile or DTH recharges paid through Google Pay
  • 4% cashback on Swiggy, Zomato and Ola
  • Flat 1.5% unlimited cashback on all other spends, with no cap
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CSB Bank
Edge+ CSB Bank RuPay Credit CardRuPay

Edge+ CSB Bank RuPay Credit Card

CSB Bank

4.0
Joining fee
₹999 + GST, waived in the ongoing promotional period (effectively ₹0 as of July 2026)
Annual fee
Nil (lifetime free)
  • Genuinely lifetime free: no annual or renewal fee, and the ₹999 joining fee is waived in the current promo
  • 10% back as Jewels on online shopping at Amazon, Flipkart, Myntra, Ajio, Nykaa, Croma and other partner brands
  • Runs on RuPay, so you can link it to UPI apps and still earn 1% on scan-and-pay
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HSBC Live+ Cashback credit card

HSBC Live+ Cashback

HSBC India

4.0
Joining fee
₹999 + GST
Annual fee
₹999 + GST
  • 10% cashback on dining, food delivery and grocery spends
  • 1.5% unlimited base cashback beats most cards' unaccelerated rates
  • Complimentary domestic lounge visits each year
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YES Bank
YES Bank POP-CLUB Credit CardRuPay

YES Bank POP-CLUB Credit Card

YES Bank

4.0
Joining fee
Nil (Lifetime Free till 31 March 2027)
Annual fee
₹399 + GST from the 2nd year (currently under a Lifetime Free promo till 31 March 2027)
  • Lifetime free to hold till 31 March 2027, with no joining fee
  • Up to 10% back online as POPcoins (10 POPcoins per ₹100), among the higher online rates on a no-fee card
  • Extra 5 POPcoins per ₹100 on UPI payments made through the POP Club app, since it is a RuPay card
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AU Small Finance Bank
AU LIT Credit CardVisa

AU LIT Credit Card

AU Small Finance Bank

3.9
Joining fee
Nil (Lifetime Free)
Annual fee
Nil (Lifetime Free)
  • Genuinely lifetime free core with no joining fee, annual fee or hidden renewal conditions
  • Fully customizable: switch benefit packs on and off from the AU 0101 app as your spending changes
  • During a heavy-spend quarter, a cashback or 10X rewards pack can beat many fixed-fee cards
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