SahiChuno Cards

Lifetime Free Credit Cards

No joining fee, no annual fee — ever. These cards earn rewards without a yearly bill, making them ideal first or backup cards.

ICICI Bank
ICICI Amazon PayVisa

ICICI Amazon Pay

ICICI Bank

4.7
Joining fee
Lifetime free
Annual fee
Lifetime free
  • Genuinely lifetime free with no hidden renewal conditions
  • 5% back on Amazon.in for Prime members with no earning cap
  • 1% on everything else still beats many fee-charging cards
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AU Small Finance Bank
AU Small Finance LITVisa

AU Small Finance LIT

AU Small Finance Bank

3.9
Joining fee
Lifetime free
Annual fee
Lifetime free (optional feature packs charged separately)
  • Core card is lifetime free with no renewal conditions
  • Turn benefits on and off from the app as your spending changes
  • Cashback and 10X reward packs can outperform fixed cards during heavy-spend months
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