SahiChuno Cards

Rewards Credit Cards

Points-earning cards where every swipe builds a balance you can redeem for vouchers, products, flights or statement credit.

HDFC Bank
HDFC MillenniaVisa

HDFC Millennia

HDFC Bank

4.4
Joining fee
₹1,000 + GST
Annual fee
₹1,000 + GST
  • 5% CashPoints on ten popular partner brands covers most urban online spending
  • Low annual fee that is easily waived on ₹1 lakh yearly spend
  • CashPoints can be redeemed against the statement at roughly ₹1 per point
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HDFC Bank
HDFC Regalia GoldMastercard

HDFC Regalia Gold

HDFC Bank

4.3
Joining fee
₹2,500 + GST
Annual fee
₹2,500 + GST
  • Complimentary domestic lounge visits plus Priority Pass for international lounges
  • 5X reward points on Myntra, Nykaa, Marks & Spencer and Reliance Digital
  • Reward points stretch further on flights and hotels booked via SmartBuy
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Axis Bank
Axis ACEVisa

Axis ACE

Axis Bank

4.2
Joining fee
₹499 + GST
Annual fee
₹499 + GST
  • Up to 5% cashback on bill payments and recharges routed through Google Pay
  • Around 4% back on Swiggy, Zomato and Ola
  • Cashback adjusts against the statement automatically
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Axis Bank
Axis MagnusMastercard

Axis Magnus

Axis Bank

4.1
Joining fee
₹12,500 + GST
Annual fee
₹12,500 + GST
  • Strong EDGE Miles earn rate with transfers to 15+ airline and hotel partners
  • Unlimited complimentary domestic lounge access for the primary cardholder
  • International lounge access via Priority Pass, with guest visits included
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SBI Card
SBI SimplyCLICKVisa

SBI SimplyCLICK

SBI Card

4.0
Joining fee
₹499 + GST
Annual fee
₹499 + GST
  • 10X reward points on popular online partner brands
  • 5X points on all other online spends keeps non-partner shopping rewarding
  • Very low ₹499 fee, waived on just ₹1 lakh annual spend
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AU Small Finance Bank
AU Small Finance LITVisa

AU Small Finance LIT

AU Small Finance Bank

3.9
Joining fee
Lifetime free
Annual fee
Lifetime free (optional feature packs charged separately)
  • Core card is lifetime free with no renewal conditions
  • Turn benefits on and off from the app as your spending changes
  • Cashback and 10X reward packs can outperform fixed cards during heavy-spend months
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